Terms of Use

Our Terms of Use


You can see how much pension you have accrued on Mijnpensioenoverzicht.nl. This will give you insight into your future personal financial situation.

When you log in with your DigiD, Stichting Pensioenregister will collect the pension data retrieved from the Sociale Verzekeringsbank and the pension providers using your Citizen Service Number (BSN). Together we ensure that these are shown as correctly and complete as possible. We recommend that you check this information on the basis of the most recent paper overview(s) provided or with the Sociale Verzekeringsbank and/or relevant pension provider(s).

The information on the website is expressly not intended to replace the information you receive from the Sociale Verzekeringsbank and/or your pension provider(s).

The Stichting Pensioenregister is not a financial institution as referred to in the Financial Supervision Act and does not provide any advice by displaying the information on its website. For advice about your pension situation, please contact a financial adviser.


These Terms of Use apply to the use of Mijnpensioenoverzicht.nl.

A) The website

1. The Mijnpensioenoverzicht.nl website is available 24 hours per day/7 days per week, with the exception of the situations as mentioned in section B of these Terms of Use.

2. You can only access the website through your DigiD or another government-issued electronic means of identification. If you do not have a DigiD, you can request this via www.digid.nl.

3. We recommend that you update your security software before logging in with your DigiD on Mijnpensioenoverzicht.nl.

4. All amounts stated on the website are gross annual amounts in euros.

5. Stichting Pensioenregister is responsible for a correct calculation and representation of the total of the pension entitlements per pension type; the AOW [Algemene Ouderdomswet (National Old Age Pensions Act)] data provided by the Sociale Verzekeringsbank is classified separately.

6. The Sociale Verzekeringsbank and the pension providers are responsible for providing correct and complete information.

7. The data provided by the pension providers may concern an indication of pension entitlements. If you are currently accruing a pension capital with which you purchase a pension on the pension date, this will be referred to as “indicative pension”.

8. The terms and conditions of the relevant pension scheme always apply. If you have any questions or complaints about this, please contact the pension provider concerned.

B) Maintenance/malfunctions

1. Stichting Pensioenregister may temporarily disable (parts of) the website at any time for the performance of maintenance or the elimination of malfunctions without prior notice. Stichting Pensioenregister will make every effort to ensure that such maintenance work takes place as much as possible during hours with the lowest traffic.

2. Stichting Pensioenregister is not liable for any damage of any kind as a result of the inaccessibility of the website.

C) Questions

1. For questions about your pension claims, please contact the relevant pension provider. The contact details of all pension providers are stated on this website.

2. For questions about the AOW, please contact the Sociale Verzekeringsbank.

3. For questions about the functioning of the website and missing pension information, please contact the Stichting Pensioenregister Service Desk. The contact details are listed on this website.

D) Complaints

The complaints procedure of Stichting Pensioenregister applies. Click here for the complaints procedure of the Stichting Pensioenregister.

E) Privacy

1. The data processing via the website takes place based on the Pensions Act and the Occupational Pension Scheme (Obligatory Participation) Act and is in accordance with the provisions of the Personal Data Protection Act. The processing has been reported to the Dutch Data Protection Authority. Stichting Pensioenregister does not store any data, except in the following cases:

- the Stichting Pensioenregister stores your Citizen Service Number during the period that you are logged in to the website;

- the Stichting Pensioenregister temporarily stores the data of the person who logged in earlier, if you log in with your partner on www.mijnpensioenoverzicht.nl at the same time.

After logging out, the collected pension data is immediately deleted.

2. You can submit a request for review and correction of your (personal) data to the respective pension provider or the Sociale Verzekeringsbank.

3. Stichting Pensioenregister has taken appropriate technical and organisational measures to protect your (personal) data.

4. Stichting Pensioenregister is investigating the use of the website. For this study, no data can be personally traced back to a particular user.

F) Liability

1. The amounts shown on www.mijnpensioenoverzicht.nl give an indication of your personal financial situation in the future. No rights can be derived from the amounts shown.

2. The Stichting Pensioenregister is not liable for the damage of any kind resulting from circumstances that cannot be attributed to the Stichting Pensioenregister. Examples of such circumstances include the following cases:

- damage as a result of the actions taken based on the amounts shown without seeking advice;

- damage due to decommissioning or failures in, among other things, www.mijnpensioenoverzicht.nl, internet or telecommunication networks;

- damage as a result of non-compliance with your own obligations, including non-compliance with these Terms of Use.

3. The website contains references to third-party websites. Stichting Pensioenregister is not responsible for the content of these websites.

G) Intellectual property

1. The intellectual property rights with regard to this website, including but not limited to copyrights to the texts, photos, images, etc. published by Stichting Pensioenregister, shall be vested in Stichting Pensioenregister, unless stated otherwise.

2. You are not permitted to edit, copy and/or make (parts of) texts of this website available to third parties in any way, unless you have obtained written permission for this from Stichting Pensioenregister or the rights holders. You may store or print information on this website for personal use.

H) Changes

1. Stichting Pensioenregister is at all times authorised to amend the Terms of Use. If the Terms of Use are changed, the Stichting Pensioenregister will publish this on its website.