Why new rules for pension?
Unions, employers and the government want everyone in the Netherlands to be able to get a good pension. Also the generations after us. That is why they have created new rules for pensions. Below you can read the reasons why there are new rules for pensions.
Clearer and more personalised pensions
It is now unclear to many people how much they pay for their pension and how much they accrue. With the new rules, everyone builds up a pension through a premium scheme. This pension specifies how much money (premium) you and your employer put into your pension.
Pension can go up faster than now
When the economy is doing well, sometimes your pension through your employer is not going up now. That feels unfair. The new rules ensure that this pension moves with you: if the economy is doing well, your pension can go up earlier. Is the economy going down? Then the pension may also go down. The new rules do ensure that the movements become less when you are (almost) retired. Because the pension of a younger worker has more time to absorb investment setbacks than that of older workers. On the website pensioenduidelijkheid.nl you will find more information about the economic developments and your pension.
Pension better matches your career
People are increasingly changing jobs, stopping work for a while or starting up for themselves. The old pension rules do not fit this well now. Therefore, the new rules are coming.
More information
You can read more about the new rules at pensioenduidelijkheid.nl.